1. Secure Connection:

• Look for the padlock: Ensure the website address starts with “https://” (the “s” stands for secure). This indicates an encrypted connection that protects your data.  
• Check for the padlock icon: It should be visible in your browser’s address bar.

2. Website Legitimacy:

• Research the website: Look for reviews, customer testimonials, and contact information. Be wary of websites with poor grammar, spelling errors, or suspicious contact details.
• Check for security seals: Look for seals from reputable security organizations like Norton Secured or McAfee Secure.

3. Payment Method:

• Use credit cards: Credit cards offer better fraud protection than debit cards. If your card is compromised, you’re generally not liable for fraudulent charges.  
• Consider using a virtual credit card: These cards generate temporary numbers that can be used for online purchases, adding an extra layer of security.  

4. Strong Passwords:

• Use unique and complex passwords: Avoid using the same password for multiple accounts.  
• Enable two-factor authentication (2FA): This adds an extra layer of security by requiring a second form of verification, such as a code sent to your phone.  

5. Beware of Phishing:

• Be wary of suspicious emails: Don’t click on links or open attachments from unknown senders.
• Don’t enter your payment information on unfamiliar websites: Legitimate businesses will never ask for your sensitive information via email.  

By following these tips, you can significantly reduce your risk of online fraud and protect your money when making online payments.